HKS GLOBAL GROUP

Digital products.
Connected to real markets.

HKS Global Group connects digital product distribution, business rewards and brand gift-card programmes with wholesale and consumer channels.

HKS Global Group
HKS GLOBAL GROUP

Technology and distribution,
working together.

Founded in Dubai in 2020, HKS Global Group works across the digital product value chain: wholesale distribution, rewards delivery, brand gift cards and consumer retail through AR-PAY.

Our catalogue brings together gift cards, gaming products and mobile services. Our commercial and technical teams help partners connect those products to their own businesses and define a launch approach for the markets they serve.

Discuss a partnership Download our partner overview
THE HKS ADVANTAGE

More than a catalogue.
A route to your customers.

Connect your digital product or brand programme with wholesale, consumer and corporate channels. HKS brings the technology and commercial teams into the same conversation.

WHAT YOU BRINGDigital products.
Your brand.
HKS Global GroupTECHNOLOGY + DISTRIBUTION
WHO YOU REACHBusinesses.
Consumers. Recipients.
WHOLESALE

Put products in more places.

Digital retailers, distributors and platforms can build a product offering through the HKS catalogue, B2B portal and API.

Explore distribution
AR-PAY RETAIL

A direct connection to consumers.

AR-PAY is the group’s consumer storefront for digital gift cards, gaming and mobile products, with regional catalogues and payment options.

Visit AR-PAY(opens a new tab)
BUSINESS REWARDS

Another reason to choose your brand.

Bring digital products into employee recognition, customer incentives and loyalty programmes through a recipient reward experience.

Explore rewards
MEET OUR RETAIL PLATFORM

AR-PAY.
A storefront for digital life.

Shopping, entertainment, gaming and mobile products in one consumer experience. An additional retail channel alongside the HKS wholesale network.

Bring this model to your own brand. HKS can build a white-label storefront like AR-PAY, or a branded B2B platform for your distribution business.

AR-PAY’s entertainment catalogue, showing Netflix, Spotify and other digital content brands
AR-PAY Global entertainment catalogue, 14 October 2026. Selection varies by market.
Global products.
Local market thinking.

For publishers and brands entering MENA, the route to market goes beyond product supply. Plan the catalogue, customer experience and launch support around the market you want to serve.

  • Language & catalogue
  • Local payment options
  • Co-marketing & launch planning
AI IN OUR OPERATIONS

AI-assisted security
& fraud prevention.

We use AI to support security and anti-fraud processes, helping our teams identify suspicious activity and assess potential risks.

Explore our security approach
PAYMENT SECURITY

PCI DSS v4.0.1
Compliant service provider.

HKS Global Group DMCC

View compliance details

Channel access, product coverage, payment methods and marketing support depend on the market and partnership agreement.

OUR COMPANIES & REGIONAL PRESENCE

A global group.
A local perspective.

Headquartered in Dubai, with group companies across the Middle East, Europe and Asia, and a regional office in Bulgaria.

MIDDLE EAST01
United Arab Emirates

HKS Global Group DMCC

Dubai headquarters

MIDDLE EAST02
Saudi Arabia

Alkhaleej Almushtarakah Co

Saudi local operations

ASIA03
Hong Kong

HKS Global Group Limited

Hong Kong group company

EUROPE04
Cyprus

HKS Global Cyprus Ltd

Cyprus group company

How we work.

Clear scope. Useful conversations.
A programme designed around you.

Business first

Begin with the outcome you need, then shape the product and operating model around it.

Market by market

Digital products have local rules. Confirm coverage, currency and redemption requirements for the people you serve.

Clear responsibilities

Agree programme terms, support and integration scope before launch.

YOUR BUSINESS. YOUR NEXT MOVE.

Let’s build your next
digital product programme.

Build with HKS